Investments
Objective.
Learn basic concepts and considerations when investing. Understand the features and risks of common financial products. You will also learn about investment strategies and how to construct an investment portfolio based on your financial needs and risk appetite.
Course Outline
- Investment objectives and risk appetite
- Risk-return trade-off
- Three investment strategies — diversification, asset allocation and dollar cost averaging
- Understanding major financial products and the associated risks
- Considerations when constructing an investment portfolio
Who Should Attend. Suitable for those who want to learn basic investment concepts, the benefits and risks of major financial products, and how to start their investment journey.
Duration. 3 Hours
Objective.
Learn about types of bonds, their features, benefits and risks. Understand credit ratings, the relationship between bond prices, interest rates and yields, and learn about Savings Bonds.
Course Outline
- Characteristics of bonds
- Types of bonds
- Benefits and risks of bond investing
- Assessing the risk and return of a bond
- Relationship between bond prices, interest rates and yields
- Savings Bonds
Who Should Attend. Anyone who wants to learn about bond investing in order to diversify their portfolio. It is highly recommended that participants have attended Introduction to Personal Investing prior to this workshop.
Duration. 3 Hours
Objective.
Understand the different strategies for investing in shares and how to screen companies using their financial statements. Learn the different approaches to valuing shares, for example Price-Earnings and Dividend Discount Models.
Course Outline
- What you need to know before investing
- Fundamental analysis
- Strategies in stock investing
- Stock market indexes as benchmarks
- Stock appraisal and analytical tools
- Financial ratio analysis
- Comparative and trend analysis
- Intrinsic value
Who Should Attend. Those with some experience in share investments who want to learn how to interpret financial information to help them in selecting stocks. Recommended after Introduction to Personal Investing.
Duration. 3 Hours
Objective.
Understand the types of REITs and their benefits and risks. Learn about factors to consider when investing in REITs, such as how REITs can be valued and what affects their performance. Also learn how to select a REIT.
Course Outline
- Definition of REITs
- Earnings growth strategy
- Structure
- Benefits and risks
- Considerations before investing
- Selection
- Valuation
Who Should Attend. Anyone who wants to learn about REITs in order to diversify their portfolio. Recommended after Introduction to Personal Investing.
Duration. 3 Hours
Objective.
Understand why we take mental shortcuts in our thinking and decision-making and how this affects our financial planning. Learn how we can mitigate the effects of mental shortcuts and how our minds can hinder or help in investment decisions and money management.
Course Outline
- Why our brains take mental shortcuts
- Evidence and consequences of behavioural biases
- Types of behavioural biases that sabotage our financial decision-making
- Ways to mitigate the effects of behavioural biases
Who Should Attend. Suitable for anyone who wants to learn how behavioural biases affect financial decision-making.
Duration. 3 Hours